Europeans import nearly twice as much carbon dioxide per head as US citizens – but the US is still the world’s largest emitter
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There’s no shortage of designs to convert wave energy to electricity – now they’re proving their worth at sea
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There’s no shortage of designs to convert wave energy to electricity – now they’re proving their worth at sea
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Europeans import nearly twice as much carbon dioxide per head as US citizens – but the US is still the world’s largest emitter
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It turns out carbon dioxide levels at the time of the Ordovician ice age were not that high after all
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Are you the type of person who makes mistake after mistake with their credit card? If so, it is time for this to change. There is no reason that you should continue to let your credit card get you into trouble. If you do, you may eventually find yourself in a spot that you cannot dig out of.
Here are three common ways to be stupid with your credit card:
1. Spending more than your limit. If your limit is $5k this means that you can spend up to this number, but no more. What if I do? In this case, you are going to be hit with a penalty by your credit card company. New laws may prohibit you from being able to do this, but this will not hold true for all consumers. Know your limit and stick to it.
2. Not paying in full when you have the money to do so. This may be the biggest mistake you make. When you don’t payoff your credit card balance you will be hit with a finance charge. How much you pay in interest depends on your particular card. As a general rule of thumb, never put more on your credit card than you can afford to payoff when your statement arrives in the mail.
3. Losing your credit card time and time again. How many times have you lost your credit card in the past? If your answer is more than one, there is a chance that a pattern is developing. Losing your credit card not only puts your finances at risk, but it also wastes a lot of your valuable time.
Are you guilty of the above? If so, do what you can to avoid these problems in the future.
Arlington, Virginia - Putting political pressure on the nation’s banks, Federal Deposit Insurance Corp. Chairwoman Sheila Bair called Monday for borrowers to identify and report banks that aren’t lending to consumers and small businesses.
After a speech on other topics, Bair spoke about tight credit conditions in response to a question at a gathering of business economists just outside the nation’s capital.
In January 2010, when New York Governor David Paterson unveiled plans for the enactment of a "Public Higher Education Empowerment and Innovation Act," it set the stage for dismantling America’s largest public university system.
That system is the State University of New York (SUNY). Housed on 64 campuses and offering a broad range of degrees, SUNY currently enrolls nearly 465,000 students from all 50 states and 170 nations.
The crowd at the Wilson Center in Washington, DC, gathered to hear their candidate outline his grand strategy for a new way forward and Barack Obama delivered.
"I will reject a legal framework that does not work," Obama said, his words slightly drowned out by the loud applause that erupted. "There has been only one conviction at Guantanamo.
Any day now, the Obama administration will announce $4.35 billion in extra federal funds for under-performing public schools. That’s fine, but relative to the financial squeeze all the nation’s public schools now face it’s a cruel joke.
The recession has ravaged state and local budgets, most of which aren’t allowed to run deficits. That’s meant major cuts in public schools and universities, and a giant future deficit in the education of our people.